Medicare Guidance You Can Trust

Medicare Advantage plans combine your hospital coverage (Part A), medical coverage (Part B), and often prescription coverage (Part D) into one all-in-one plan.

These plans may also include additional benefits such as:

✔ Dental
✔ Vision
✔ Hearing
✔ Fitness programs
✔ Over-the-counter allowances

We help you compare plan benefits, networks, and costs to determine if a Medicare Advantage plan is the right fit for you.

Medicare Supplement plans work alongside Original Medicare to help cover out-of-pocket expenses like deductibles, copayments, and coinsurance.

These plans provide:
✔ More predictable healthcare costs
✔ Freedom to choose providers that accept Medicare
✔ Nationwide coverage

If you prefer flexibility and stability with your coverage, we can review Medigap options with you.

Part D plans help cover the cost of prescription medications.

Because drug formularies and costs change yearly, it’s important to review your plan during Annual Enrollment to ensure your medications are covered at the lowest possible cost.

We analyze your prescriptions and compare available plans to help reduce unnecessary expenses.

Annual Enrollment Period runs from October 15 to December 7 each year.

During this time, you can:

• Change your Medicare Advantage plan
• Switch Part D plans
• Review coverage options
  

We proactively review client plans during AEP to make sure coverage still fits their needs for the upcoming year.

You may qualify for a Special Enrollment Period if you experience life changes such as:

• Moving to a new area
• Losing employer coverage
• Qualifying for Medicaid
• Turning 65
• Other qualifying events

If you're unsure whether you qualify, we can help determine your eligibility.

As an independent agency, we partner with leading Medicare carriers to offer you multiple coverage options.

We work with companies such as:

• WellCare by Allwell
• Humana
• Blue Cross Blue Shield
• UnitedHealthcare
• Wellabe
• AIP
• And other trusted providers
   

This allows us to compare plans and recommend the best option for your situation.